It’s not just the super-rich who need bespoke insurance. High-value home insurance is designed for individuals with high-value homes. This includes listed buildings, typically with rebuild costs from £250,000 and contents cover from £50,000 for mid-net worth individuals, and £500,000 rebuild and £100,000 contents for high-net worth individuals.
It doesn’t always come down to the value of your possessions. Items may have been inherited, jewellery could be exclusive, especially if the cut or design is patented and no longer produced. Replacement art and antiques may also be unavailable. No two homes are the same and lifestyle, property and valuable possessions all differ, which is why we tailor policies to be as individual as you are, written in plain English, with no onerous warranties or conditions. Mid and High Net Worth policies are designed to cover all of your possessions for all risks anywhere in the world whilst temporarily removed from your home.