Your Professional Indemnity Insurance policy will cover professional advice you have given in previous years, but this will often be limited to a retroactive date.
A retroactive date is the date from which the insurance policy will cover you for the work you have undertaken. For example, a live Professional Indemnity policy with a retroactive date of 1st January 2023 will cover the cost of claims arising from work undertaken on or after 1 January 2023. Work carried out before this date is excluded.
If no retroactive date is shown in your documentation or if it is noted as ‘none’, then you’ll be covered for work you have undertaken previously (provided the work falls within the scope of activities declared to Insurers).