We work alongside specialist insurers to arrange bespoke insurance programmes for educational institutes covering properties, engineering inspections, travel and more.

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Specialist guidance

We provide specialist guidance to the education sector, working with a range of the UK’s leading insurers who offer bespoke insurance programmes for schools, colleges and universities.

We’ll work with our broad panel of insurers to provide the most comprehensive solution for your needs, allowing you to concentrate on supporting the learning and development of your students.

Tailored education cover

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Your property (buildings, contents, computers and students’, staff and governors’ personal effects)

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Loss of Revenue

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EL/PL (abuse cover)

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Governor Liability

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Dishonesty of Staff

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Legal expenses

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Access to experienced surveyors and valuers to accurately advise on rebuilding costs

We have further insurance policies that include cover for:

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School minibuses and cars

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School trips

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Engineering inspection

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Boilers and plant equipment

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External contractors (all risks)

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Frequently asked questions

Who’s covered by Governor Liability Insurance?

Our education policy package protects senior members of staff as well as governors, whereas this isn’t always the case with some insurers.

If the school was subject to a fire, how long do I need business interruption cover for?

We recommend a minimum of 24 months cover initially. This allows for the practicalities in the instance of rebuilding.

Why is it important that I have adequate limits under my policy?

An adequate sum insured is required for property to rebuild all the premises in the event of total destruction caused by an insured peril. In respect of contents and computers, the figures need to be adequate to replace all items in the event of a loss. Underinsurance could mean that insurers are only liable for a proportion of any claim, even for a partial loss. The limits under the Employers, Public and Governors Liabilities should be set correctly to ensure that, in the event of a catastrophe, they’re adequate to pay any claimant in full.

What information does a school need to provide to obtain a quotation?

For us to provide you with an accurate quotation, we ask that you complete our tailored questionnaire and provide a plan or site map of your school upon request.

Why Clear?

Industry-recognised for being people-first, our team of specialists supports start-ups, SMEs, corporates, multinationals and individuals.

Trade specialists

Trade specialists

We offer broad and bespoke sector specialist insurance solutions for peace of mind.

Chartered status

Chartered status

In recognition of our commitment to maintaining the highest standards of knowledge, ethical practice and guidance.

Exceptional service

Exceptional service

We're dedicated to providing exceptional customer service to respond proactively to the needs of our clients.

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Case study

An independent school in Suffolk was hit by lightning. Most of their communication and computer equipment were either damaged or destroyed. 

Clear were advised of the incident on the day of its occurrence. Although it took almost a month for the school to provide full details, including estimates for replacement of the equipment, Clear didn’t wait to act and advised insurers immediately. The equipment was replaced quickly. We sent over the information on the day it was received and authorised replacements for the damaged or destroyed equipment within just four working days. The insurer issued the school a cheque shortly after the invoices were sent by the school.

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