Office insurance

No two offices are the same. Protect yourself with office insurance cover fit for your business requirements, so that you can keep operating day-to-day with peace of mind.

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Office Insurance

Why do I need office insurance?

Specialist office insurance is crucial for protecting your business from unforeseen risks.

It can provide coverage for office equipment, furniture, and property, ensuring minimal disruption to your operations. Additionally, it can cover liabilities such as employee injuries, client accidents, and legal expenses, safeguarding your financial stability.

Cover features

The scope of cover will depend upon the particular trade requirements but may typically include:

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Material Damage – A full range of protection for your buildings, and contents

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Business Interruption – Loss of gross revenue or additional cost of working following damage to your business premises

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Money – Loss of money in transit, at your premises including personal assault cover

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Employers Liability – Your legal liability for injury or death of your employees – £10,000,000 limit of indemnity any one accident (or higher if required)

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Public Liability – Your legal liability for injury or death to third party persons or damage to third party property

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Glass – Breakage of fixed glass and sanitary ware, including reasonable boarding up costs

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All Risks – Cover away from your premises for specified items such as laptops

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Engineering Cover – Damage and breakdown of machinery and plant including loss or use

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Engineering Inspection – Plant inspection services to comply with legislation

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Computers – Damage to hardware and software with optional cover to insure against increased cost of working following loss or damage to hardware and software.

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Why Clear?

Industry-recognised for being people-first, our team of specialists supports start-ups, SMEs, corporates, multinationals and individuals.

Trade specialists

Trade specialists

We offer broad and bespoke sector specialist insurance solutions for peace of mind.

Chartered status

Chartered status

In recognition of our commitment to maintaining the highest standards of knowledge, ethical practice and guidance.

Exceptional service

Exceptional service

We're dedicated to providing exceptional customer service to respond proactively to the needs of our clients.

The bigger picture

Stay up to date with news about the insurance landscape and how it affects you and your business