Technology

In a dynamic, fast-paced information and communication technology (ICT) market, standard insurance policies just aren't enough. Working directly with UK insurers, our specialists can arrange the right cover to protect your technology firm from key risks.

Specialist guidance

We have been providing insurance solutions to the UK's technology sector for many years. We can help you keep on top of the risks you face and ensure you're properly protected, allowing you to focus on growing your business.

As your business expands and cloud-based technologies develop apace, your insurance requirements will change. A regular review of your insurance is, therefore, vital to avoid unwittingly exposing your firm to export risks and legislative changes in foreign jurisdictions.

Tailored technology cover

Professional Indemnity Insurance

Employers' and Public Liability Insurance, including products

Cyber-Liability and Crime

Breach of Contract

Transmission of malicious software

Infringement of somebody else’s intellectual property

Loss or damage to your office contents, computers and portables, such as laptops

Business Interruption Insurance following damage at your office or other locations upon which you depend

Techinsure

Specialist insurance for technology businesses

Techinsure is an insurance product for the technology industry that was devised to help businesses understand and manage the risks that they face. We offer bespoke solutions to accommodate the unique risks that your business may face in collaboration with industry specific partners and insurers. We source suitable solutions to meet your needs and mitigate your costs in the event of a loss.

Techinsure

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Why Clear?

Industry-recognised for being people-first, our team of specialists supports start-ups, SMEs, corporates, multinationals and individuals.

Trade specialists

We offer broad and bespoke sector specialist insurance solutions for peace of mind.

Chartered status

In recognition of our commitment to maintaining the highest standards of knowledge, ethical practice and guidance.

Exceptional service

We're dedicated to providing exceptional customer service to respond proactively to the needs of our clients.

Frequently asked questions

Why do I need Professional Indemnity Insurance?

No matter how experienced you and your staff may be, it’s always possible to make a mistake or for a client to think that you have. But it’s not just about bad advice. A Professional Indemnity (PI) policy covers you against many situations, such as:

Professional negligence
Loss of documents or data
Unintentional breach of copyright, intellectual property or confidentiality
Defamation and libel
Loss of goods or money for which you are responsible.

My policy is on a 'claims made' basis. What does that mean?

Professional Indemnity is underwritten on what is known as a ‘claims made basis’. This means that the policy will only provide cover for incidents that are discovered and notified to the insurers during the period of insurance. Your policy will provide cover for advice given in previous years, often limited to a given date. It is important to note that if you want to continue with the protection PI cover provides, you need to keep renewing cover or buy 'Run Off' cover.