Gyms, health & fitness clubs insurance

Our bespoke gyms and fitness industry insurance helps keeps operators of gyms and health & fitness clubs in business and protected in the event of a claim.

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Let us do the heavy lifting

Whether you are looking for gym and fitness centre insurance or need to cover your health club business, we can help to arrange the right insurance cover for the risks you face with our specialist fitness insurance scheme, leaving you free to run your fitness centre or gym with confidence.

When you choose us to arrange your insurance, we’ll make sure that you receive protection for the risks your business faces, which can include cover for giving your customers instruction on the activities that you provide. Additionally, our service is backed by an experienced team who can help you every step of the way when you need to make a claim, ensuring a streamlined and efficient process, and enabling you to get back to running your business.

Want to speak to someone?

Call this number 0207 251 6821

Get a quote now

Tailored cover for fitness centres and gyms

Fitness Centre And Gym

Gym Insurance

Fitness Centre And Gym

Yoga and Pilates Insurance

Fitness Centre And Gym

Cross-training Insurance

Fitness Centre And Gym

Boxercise Insurance

Fitness Centre And Gym

Fitness Class Insurance and Exercise Instructor cover

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Spinning and Indoor Cycling Insurance

Fitness Centre And Gym

Health Club Insurance

Fitness Centre And Gym

Fitness Centre Insurance

Fitness Centre And Gym

Fitness Studio Insurance

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Leisure Centre Insurance

Fitness Centre And Gym

Health Farm Insurance

Fitness Centre And Gym

Beauty Spas Insurance

What covers can I include?

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Third-party liability including for slips, trips, falls and lifting injuries

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Treatment liability for certain health and beauty treatments

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Employers' liability insurance for your staff including temporary workers

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Cover for your buildings and any other structures you are responsible for

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Loss or damage to contents, plant and machinery, stock and merchandise

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Loss of revenue caused by an interruption to your business activities

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All-risks cover for your activities equipment, such as weights and exercise machines, sports equipment, and more...

Want to speak to someone?

Call this number 0207 251 6821

Get a quote now

Frequently asked questions

Why do I need Public Liability insurance for my gym or health and fitness club?

If you cause injury to another person or cause damage to their property, then they may make a claim against you for compensation. Public Liability insurance will cover you for any compensation award made against you plus the legal fees to defend you.

Why do I need Employer’s Liability insurance?

If you employ someone to work for you then by law, you must take out Employer’s Liability insurance. Failure to have adequate cover in force could result in your business being fined. For further details about Employer’s Liability insurance being legally required, please refer to the UK Government website (note that Clear is not responsible for the content of external websites):

https://www.gov.uk/employers-liability-insurance

Do I need Employer’s Liability insurance for subcontractors?

Yes, possibly. Employer’s Liability insurance is legally required if you engage labour either through PAYE or via self-employed labour only sub-contractors.

What other insurance covers might I need for my gym or health and fitness club?

The answer to this depends on how your business operates. For example, if you are responsible for the building, then you will need to arrange buildings insurance. You might have a lot of equipment that could be valuable or difficult to replace, and you may want to insure it against loss or damage while within your premises or elsewhere. You may also want to arrange insurance cover for a drop in business income caused by an unforeseen insured event. All of these covers can be included within your insurance quote from us.

What else can we do for you?

We can also arrange cover for the following:

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Minibuses

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Cyber Risks

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Management Liability (Directors & Officers Insurance)

Want to speak to someone?

Call this number 0207 251 6821

Get a quote now

Why Clear?

Industry-recognised for being people-first, our team of specialists supports start-ups, SMEs, corporates, multinationals and individuals.

Trade specialists

Trade specialists

We offer broad and bespoke sector specialist insurance solutions for peace of mind.

Chartered status

Chartered status

In recognition of our commitment to maintaining the highest standards of knowledge, ethical practice and guidance.

Exceptional service

Exceptional service

We're dedicated to providing exceptional customer service to respond proactively to the needs of our clients.

The bigger picture

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